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Sense Check Business Finance Offers

How Can We Help

We’re giving UK business owners the knowledge to negotiate their position with their lenders.

Had an offer from your bank or lender and want a qualified and independent opinion without the sales pitch or your business details going around the market?

Speak with financing specialists.

Whether you have a new business or have traded for a while, you know the importance of having cash when you need it.

Working assets harder, means thinking about yourself, your financing strategy and what having more cash will do for your business.

Our knowledge leads you to solutions.

With Accountancy Bridge, you work with an experienced and qualified advisor who understands you and your business.

Be as successful as you can possibly be, by having them sense check any offers which you receive from your lenders for you.

Our Services

Sense Check Lender Offers for our clients

Business Loans
We often see security in the form of property charges and restrictions upon further lending with secured loans.

Unsecured loans, without property as security, will usually have much higher interest rates which can put unnecessary pressure upon a business.

There are a range of options available in the business loans market. With our knowledge in your hands, you can use our report to help you refine the offer from your existing lender.
Secured Overdrafts
Secured overdrafts on low interest rates, typically grow in size around a business. 

With UK property values increasing over the last few years, security and rates are often not updated to reflect the lower risk to the lender.

Depending upon your long term goals, there are likely points of negotiation available to your business within any renewal document.

There are a range of options available in the secured overdraft and loans market. With our knowledge in your hands, you can use our report to help you refine the offer from your existing lender.
Invoice Finance
Increasing sales, new customers or changes in payment terms, lead to facility increases and new agreements.

Your business may be asked to pay for additional survey fees, document fees and renewal fees as part of this process.

There are a range of options available in the invoice finance market. With our knowledge in your hands, you can use our report to help you refine the offer from your existing lender.

Asset Finance
Buying and refinancing business assets means thinking about terms such as valuations, deposits, set up fees and interest rates.

With your business accounts and credit ratings playing a large part in your interest rates, it can be tempting to take the first finance offer without thought for your ability to borrow again in future.

There are a range of options available in the asset finance market. With our knowledge in your hands, you can use our report to help you refine the offer from your existing lender.
Bridging Loans
The bridging loan market has seen an influx of lenders over the past few years.

Each stage of construction or refurbishment on the project often means another specialist lender.

Penalties for falling behind on the project can undermine your profit margins and severely impact your cash flow if the finance is not repaid on time.

There are a range of options available in the bridging finance market. With our knowledge in your hands, you can use our report to help you refine the offer from your existing lender.
Import Loans
The lending market has contracted in this area, with bank loans, director money or retained profits typically funding stock.

Funding unfinished goods, for example, can release cash earlier within the trading cycle and is often overlooked or devalued by a lender.

There are a range of options available in the import finance market. With our knowledge in your hands, you can use our report to help you refine the offer from your existing lender.

Getting started is easy

Whatever you have in mind, we know what is possible, the total costs, the common pitfalls and the realistic timescales.

Our team are happy to help answer any questions and can prepare and guide you through any process and complete your application with you, as soon as you are ready.

FAQ

Frequently asked questions

Who are Accountancy Bridge and how do you work?

Accountancy Bridge are management consultants with a specialism in business financing. We believe we are unique in combining over a decade of successful lending experience with a high level of commercial finance qualification.

We work by delivering consultancy and credit broking services at a level which you should expect from any qualified accounting professional. Our aim is to help and add value to you, the business owner, so that you are free to make the most of your business opportunities with minimal distractions or limitations.

Why do I need Accountancy Bridge?

You need Accountancy Bridge if you have a plan for where you want your business to be and value help with getting there quicker. You can always take the long road around, learning new skills and testing your abilities along the way.

If you would rather not do this, and prefer to specialise in what you set out to do, we can save your time, energy, sanity and focus by giving your a shorter and more direct path to your goals.

At what point should I contact Accountancy Bridge?

If you are thinking about finance, a lender or a business challenge which you just cannot get around, then that is when to contact us. It is never too early to take advantage of our free consultation, as this is exactly why it is there.

We get to learn a little about you and your business, and you benefit from guidance or a balanced sounding board for your ideas.

How do I get started with Accountancy Bridge?

Getting started is as easy as requesting a free consultation or picking up the phone to our team.

We ask our clients to complete a simple application form and provide copies of personal ID. This protects both us and you, as the business owner, by making sure that the business enquiry has come from the person we think we are speaking to.

How do Accountancy Bridge charge for their services?

Services such as Arranging New Business Finance are paid for by the lender. Other forms of Business Financing and our Consultancy services are charged on a fixed fee basis.

Within our services, we include ample time for you to ask questions on phone calls or email as we appreciate that it may all be new to you and items may need explaining as we go along.

All work will be quoted and accepted by you, before we move any service forwards.

What questions will the team at Accountancy Bridge ask me?

Most of the information which we require will come from your application form.

We will want to know a summary about you and your business, and what you would like to achieve.

This story is personal to each client and further questions will naturally happen as the conversation flows and develops.

What information do I need to provide to Accountancy Bridge?

Most of the information which we require will be sent to you, along with your application form.

We will ask for supporting financial information such as bank statements and latest business accounts if they are available.

If you would like us to arrange a copy of any information from your accountant, once you have given them consent to do so, we are happy to work alongside with their team as part of our service.

How secure is my sensitive business information with Accountancy Bridge?

We take security very seriously. Our team know that a simple conversation, for example, can leak sensitive information to competitors or undermine your whole business standing within your market.

Company reports such as customer lists are things which should be controlled and not sent without thought for their use.

Get a free business consultation today.

Ready to get started or need more information? 

Complete our form and we handle the rest for you.

Prefer to speak to someone?

Call us on 0333 772 9685.